Financial organisation equals stability
Let’s talk money! It’s something that most people don't like discussing. Either because they find it intrusive or because others will judge them for how much money they make.
Well, I work a minimum-wage job in hospitality, along with a second part-time job, and I want to create another source of income. My reason for doing so is that hospitality isn't steady money, and winter is long. I want independence and out of my parents’ spare bedroom. To do this, I first have to create the habit of financial organisation, as it equals stability and opportunity.
Tracking money is pretty straightforward. It involves simple tasks like checking my bank account, recording expenses, and jotting down cash transactions. However, I often fall out of the habit, letting my system unravel. This leads to tedious backtracking and gaps due to unrecorded cash receipts, resulting in an inaccurate record of my expenses. I frequently underestimate small purchases, like grabbing a snack every other day. Or buying another new beauty product, which all adds up quickly. I’ve come to realise that without a clear routine, I lose sight of my finances and goals, like saving for a big purchase. This cycle of starting strong, slipping up, and scrambling to catch up leaves me frustrated with my financial picture.
Creating a budget is how I will maintain my current income and provide the routine needed to expand into my goal of self-employment.
