Financial organisation equals stability
Lets talk money! Its somthing that most people don't like discussing. Either because they find it intrusive or that others will judge them for how much money they make.
Well, I work a minimum wage job in hospitality, along with a second part-time job and want to create another source of income. My reason for doing so is because, hospitality isn't steady money and winter is long. I want independence and out of my parent's spare bedroom. To do this I first have to create the habit of financial organisation because this equals stability and opportunity.
Tracking money is pretty straightforward. It involves simple tasks like checking my bank account, recording expenses, and jotting down cash transactions. However, I often fall out of the habit, letting my system unravel. This leads to tedious backtracking and gaps from unrecorded cash receipts, resulting in an inaccurate trail of my expenses. I frequently underestimate small purchases, like grabbing a snack every other day. Or buying another new beauty product, which all adds up quickly. I’ve come to realise that without a clear routine, I lose sight of my finances and goals, like saving for a big purchase. This cycle of starting strong, slipping up, and scrambling to catch up leaves me frustrated with my financial picture.
Creating a budget is how I will maintain my current income and provide the routine needed to expand into my goal of self-employment.
